Employer: Momentum Distribution Services (Momentum Metropolitan)
Reference Code: MMH261014-7
Cluster: Retail Distribution / Momentum Financial Services
Industry: Financial Services, Wealth Management, Life Insurance & Investments
Location: Bloemfontein, Free State, South Africa (Hybrid / Field Meetings)
Position Type: Full-Time Permanent
Experience Level: 1 to 3 Years Industry Sales Experience
Compensation: Market-Related Salary + Performance Commission / Incentives
Posted Date: 14 October 2026
Closing Date: 19 October 2026
About Momentum & The Retail Business Consultant Role
Momentum, a division of Momentum Metropolitan Holdings, is a premier South African financial services institution founded in 1966, providing market-leading life insurance, risk protection, savings, and investment solutions.
Momentum Distribution Services is recruiting a target-driven Junior Retail Business Consultant (Ref: MMH261014-7) in Bloemfontein, Free State. Serving as a trusted product specialist and practice growth partner, the consultant will build strong strategic relationships with Independent Financial Advisers (IFAs), driving sales growth across Momentum’s retail risk and investment portfolios (Myriad, Investo, Momentum Health & Investments).
Key Responsibilities & Distribution Workflows
The Junior Retail Business Consultant will execute four core business pillars across the Bloemfontein region:
1. IFA Engagement & Portfolio Sales Growth
- Adviser Visitation: Conduct planned, structured face-to-face visits to Independent Financial Advisers (IFAs) and broker offices across Free State.
- Target Achievement: Monitor weekly sales activities, present Momentum’s retail solutions, and drive prescribing volumes to exceed business targets.
- Actionable Support: Provide same-day/next-day turnaround on IFA requests, record meeting outcomes, and maintain disciplined sales tracking.
2. Relationship Building & Ambassador Cultivation (Enthuse)
- Adviser Activation: Transition non-active and low-volume IFAs into active supporters and brand ambassadors for Momentum.
- Market Intelligence: Understand competitor activity, local market influences, and critical adviser pain points across the Free State region.
3. Product Training & Financial Advice Support (Educate)
- Thought Leadership: Educate financial advisers on complex product mechanics, underwriting rules, risk assessments, claims procedures, and tax implications.
- Product Expertise: Deliver detailed guidance on Momentum Myriad (life/disability risk cover) and Investo (recurring & single-premium savings).
4. Practice Enablement & Practice Optimization (Empower)
- Practice Growth: Partner with IFAs to identify new target market segments, cross-selling opportunities, and book optimization campaigns.
- Business Advisory: Serve as an influential partner, helping financial advisers grow their practice revenue while delivering sound advice outcomes for clients.
Candidate Profile & Minimum Entry Requirements
To qualify for consideration for Reference MMH261014-7, applicants must meet the following mandatory criteria:
- Educational Qualifications:
- Completed 3-Year BCom Degree in Financial Planning, Investment Management, Business Management, Marketing, Finance, Legal, or Education (Mandatory).
- Advantageous Credentials: CFP® (Certified Financial Planner) or CFA designation.
- Industry Work Experience:
- 1 to 3 years of relevant industry sales experience within financial services, life insurance, wealth management, or broker distribution (Mandatory).
- Advantageous Experience: Direct knowledge of Momentum Myriad and Investo products, risk underwriting, claims, and tax structures.
- Technical & Financial Acumen:
- Strong business acumen with understanding of retail insurance, investment markets, financial advisory legislation, and compliance prescripts.
- Core Competencies & Behavioral Attributes:
- Strong persuasion, networking, and relationship-building capabilities.
- Commercial mindset, analytical skills, and ability to thrive under sales target pressure.
- Professional presentation skills with high adaptability and client-centric drive.
- Location:
- Based in or able to cover advisers across Bloemfontein and the Free State province.
Position Benefits
- Corporate Career Growth: Accelerate your distribution career inside one of South Africa’s largest listed financial services groups.
- Competitive Package: Permanent position offering competitive base salary plus sales performance incentives and commission structures.
- Executive Development: Strategic exposure to top-tier financial advisers, wealth managers, and corporate product leads.
Career Advice for Applicants
- Highlight BCom Degree & Sales Track Record: Feature your 3-year commercial degree and specific 1–3 years sales achievements at the top of your CV.
- Detail Knowledge of Myriad / Investo / Risk Products: Mention any experience with life risk cover, investments, or broker distribution networks prominently in your profile.
- Apply Urgently: This application window closes on 19 October 2026—submit your CV and academic credentials immediately.
Sample Selection & Interview Questions
Retail Distribution & IFA Practice Growth
- Question (Broker Relationship Building): “How do you approach winning over a skeptic or non-active Independent Financial Adviser who currently writes business with a competing insurer?”
- Question (Product Value Proposition): “How do you present the value proposition of Momentum Myriad or Investo to an adviser looking to optimize their client’s risk and savings portfolio?”
How to Apply
Apply online directly via the official Momentum Metropolitan Careers Portal using Ref Code: MMH261014-7:
- Employer: Momentum Distribution Services
- Reference Code: MMH261014-7
- Location: Bloemfontein, Free State
- Position: Junior Retail Business Consultant
- Closing Date: 19 October 2026